coinjarclub

Couples Money checklist

16 steps to a money system you both agree on.

Track your progress with a free accountGet the free Couples Money Workbook

Talk about it

Start with stories.

  • Have a first relaxed money conversation Guide
  • Share your debts openly Guide
  • Talk about your money styles Guide
  • Schedule a monthly money date Guide

Share the costs

A system you both agree on.

  • List every shared monthly cost Guide
  • Choose how you'll split them Guide
  • Decide on joint, separate or a mix of accounts Guide
  • Agree personal spending money for each of you Guide

Plan together

Goals you both want.

  • Agree two or three shared goals with dates Guide
  • Automate saving for shared goals Guide
  • Start a shared emergency fund Guide
  • Agree your big-purchase amount Guide

Big steps

Paperwork and peace of mind.

  • Talk through the money side of moving in Guide
  • Check beneficiaries on every account Guide
  • Make sure you both know all accounts and bills Guide
  • Each keep an account and some credit in your own name Guide