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Yours, mine and ours: setting it up

A popular middle ground, step by step.

4 min read

The yours, mine and ours setup gives you a shared account for shared life, plus personal money each of you controls.

Steps

  1. List all shared monthly costs and shared savings goals
  2. Agree how to split them
  3. Open a joint account and set up automatic transfers from each paycheck
  4. Pay shared bills from the joint account
  5. Keep the rest in your own accounts

General educational information, not financial or legal advice. Coin Jar Club isn't paid by any bank, lender or app.